DLF Pramerica Dhan Suraksha
(Best insurance
+ saving plane for unmarried or newly married person who needs money early
state of life)
DLF
Pramerica Dhan Suraksha is a money
back endowment insurance plan, an ideal savings cum protection plan.
With this saving plan, while you have all the advantages and benefits of a
comprehensive life insurance cover, you also have assurance of a guaranteed
return, free from speculation or risk. It’s a plan designed to make sure there
are some things you can have guarantees upon. It guarantees protection,
benefits and returns.
For More Detail Contact :Mr
Pankaj Saini
(mobile 09015550351, 09729598576
& email: p.pankajsaini88@rediff.com)
Key
Features:
- Guaranteed additions: 10% of Sum Assured will accrue each year which will be paid at maturity or on in case of unfortunate demise of the Life Insured
- Guaranteed money back after ever 5 year during the policy term: 15% of the basic sum assured will be paid at the end of every 5th year of your policy, subject to the policy being in force and premium paying.
- Guaranteed additional sum assured: Double sum assured in case of accidental death.
- Guaranteed Maturity benefits: Sum assured less the money back benefit already paid, to be given at maturity.
Premium :
according to sum- assured.
For example :
if Mr. A takes this plan at the age
of 27 for the sum – assured of Rs. 5,00,000
for the tem of 25 years then he will get
(premium 43000 per year or 3500 per month)
During the policy:
1st 10% of
guaranteed Return every year = Rs 50000 every year (500000x10/100)
2nd 15% Money Back after every 5 year = Ra 75000 (500000x15/100)
=75000x5
=Rs 3,750,000 (5 times in 25 year during the policy)
At maturity :
He will get = sum assured + guaranteed return – money back
=500000 + 50000x25 -75000x5
=500000+1250000 -375000
=Rs13,75,000
Accidental death benefit
= double of sum assured
=2x500000
=Rs
10,00,000
Normal delth benfit =
sa + 10% of guaranteed Return
= 500000
+ 50000x25
=500000+1250000
=Rs 17,50,000
For More Detail Contact :Mr
Pankaj Saini
(mobile 09015550351, 09729598576
& email: p.pankajsaini88@rediff.com)
