DLF Pramerica Dhan Suraksha (Best insurance + saving plane for unmarried or newly married person who needs money early state of life)

DLF Pramerica Dhan Suraksha

(Best insurance + saving plane for unmarried or newly married person who needs money early state of life)

DLF Pramerica Dhan Suraksha is a money back endowment insurance plan, an ideal savings cum protection plan. With this saving plan, while you have all the advantages and benefits of a comprehensive life insurance cover, you also have assurance of a guaranteed return, free from speculation or risk. It’s a plan designed to make sure there are some things you can have guarantees upon. It guarantees protection, benefits and returns.

For More Detail Contact :Mr Pankaj Saini

(mobile 09015550351, 09729598576 &  email: p.pankajsaini88@rediff.com)

Key Features:

• Guaranteed additions: 10% of Sum Assured will accrue each year which will be paid at maturity or on in case of unfortunate demise of the Life Insured

• Guaranteed money back after ever 5 year during the policy term: 15% of the basic sum assured will be paid at the end of every 5th year of your policy, subject to the policy being in force and premium paying.

• Guaranteed additional sum assured: Double sum assured in case of accidental death.

• Guaranteed Maturity benefits: Sum assured less the money back benefit already paid, to be given at maturity.

Premium : according to sum- assured.

For example :

if Mr. A takes this plan at the age of 27 for the sum – assured of  Rs. 5,00,000 for the tem of 25 years then he will get

(premium 43000 per year or 3500 per month)

During the policy:

1^st  10% of guaranteed Return every year = Rs 50000 every year                (500000x10/100)

2^nd 15% Money Back after every 5 year = Ra 75000                                     (500000x15/100)

                                                =75000x5 =Rs 3,750,000      (5 times in 25 year during the policy) 

At maturity :

He will get = sum assured + guaranteed return – money back

                  =500000 + 50000x25 -75000x5

                 =500000+1250000 -375000

                 =Rs13,75,000

Accidental death benefit = double of sum assured

                                            =2x500000

                                            =Rs 10,00,000

Normal delth benfit = sa + 10% of guaranteed Return

                                                         =   500000 + 50000x25

                                                    =500000+1250000

                                                    =Rs 17,50,000

For More Detail Contact :Mr Pankaj Saini

(mobile 09015550351, 09729598576 &  email: p.pankajsaini88@rediff.com)